FAST FACTS: This Week's Top 3 Money Moves — and Why They Matter for Homebuyers and Investors

1. Job Growth Slows Sharply in July

What Happened:
The U.S. added just 73,000 jobs in July, falling far short of expectations. Plus, previous months were revised down by 258,000 jobs—making this the slowest job growth since early 2021.

Why It Matters for Your Money:
This signals a cooling job market, which increases pressure on the Federal Reserve to cut interest rates. If you’re buying, selling, or refinancing, that could mean better mortgage terms ahead. Rate cuts = opportunity.

2. Trigger Leads May Finally Be Banned

What Happened:
The House passed the Homebuyers Privacy Protection Act, which would ban trigger leads—those annoying sales calls you get after a mortgage credit check.

Why It Matters for You:
Fewer spam calls. Better privacy. And a higher standard for lenders who now need to earn your trust—not just buy your data. Buyers and pros alike are cheering this win.

3. U.S. Dollar Falls as Rate Cut Expectations Rise

What Happened:
The U.S. Dollar Index (DXY) slipped 0.41% this week as markets anticipate the Fed will begin cutting rates soon. Slowing job growth and softening inflation are driving this shift.

Why It Matters for Buyers & Investors:
A weaker dollar = lower borrowing costs. Refinance rates have already dropped by up to 90 basis points with more likely to follow. If you’ve been waiting for better terms, this could be your moment.

Bottom Line:
From job reports to Fed rumors to spam protection, this week’s headlines point to lower rates, less noise, and more opportunity in real estate and finance.
Stay ready—momentum is shifting.